Car Liyang Car mortgage

Which Changzhou Car Sales - Car mortgage Jintan vehicle detection procedures: 1. First you have to choose the right car, the car dealers to know which bank commissioned by the seller for automobile mortgage, that vendors with which bank Check-signed mortgage agreements. 2. Your car dealer sold 50% (the amount of car dealers and trust bank agreements) the price of the car, and the car with the car dealer signed a contract to give you a commission designated by his bank car sales Chamber of Commerce. " commissioned mortgage notice>, while car sales, according to the Chamber of Commerce to give you a copy of "corporate guarantee contract" (ie, you go to the bank mortgage, car dealer's bank account as collateral). 3 you bring , "the company guarantee contract", you first payment invoice, you own a valid ID card, driver's license, your car dealer signed a contract, you are my proof of income (including other income, such as: rent income at home, their career earnings, etc.) to the designated bank mortgage application car, with the actual situation according to your own choices and determine your mortgage term, interest rate, repayment, by requiring banks to apply for a mortgage to fill After reviewing the relevant bank to submit the form. 4. You handled by requiring banks to mortgage your car purchase procedures, namely to vehicle management your local police departments handled mortgage registration (registration data bank will give you). 5. registration procedures with the bank to return the bank signed the "mortgage contract", the bank issuing the mortgage to you, and transfer to the car dealer account, you can go to your selected car home, then you Monthly payments on time can be. 1. The basic provisions of the mortgage objects: the age of eighteen years of age (inclusive) to 60 years (inclusive), with full civil capacity of natural persons. 2. mortgage credit: the purchase of a vehicle for self-car and mortgage amount not to exceed the purchase price of the car 80%; the purchase of vehicles for commercial and mortgage amount not to exceed the purchase price of 70% of the car, in which commercial truck Car mortgage amount shall not exceed 60% of the purchase price of the car; the purchase of a vehicle for a used car, mortgage amount shall not exceed 50% of the purchased mortgagor car prices, and the mortgage amount not exceeding $ 200,000; 3. Mortgage term: if Since the purchase of vehicles for car, mortgage for a period not exceeding five years; the purchase of vehicles for commercial or used car, mortgage term not exceeding 3 years; 4. Mortgage Rates: Construction Bank to perform in accordance with the provisions of the mortgage interest rate; 5. Guarantee way: apply for a personal car mortgage, the mortgagor must provide certain guarantees measures, including the pledge to pledge as collateral for the purchase of vehicles, real estate, mortgage, third party guarantees. Can be taken out personal automobile insurance the way mortgage performance guarantee. Car mortgage registration "motor vehicle registration requirements," Article 22 clearly states that "all motor vehicles to motor vehicle as collateral mortgage shall apply to the registration of mortgage registration and vehicle management. Relieve mortgage holders car motor vehicle registration certificate, mortgagee and mortgagor identification → fill in "Vehicle Mortgage / cancellation of mortgage registration application form", stamped in the relevant part of the unit can be a window for applying for information 1. ID card, residence booklet or other valid Original documents and provide its copy;